Learn to think not so much about the past or future, but about what you are going through right now. Be present. It may seem trite, but it's the key to enjoying life to the fullest — without having to spend money. Think about it — you can spend money on eating out, but if you are not really thinking about what you're eating, you may not enjoy it much at all. But if you cook a simple but delicious meal, and really taste every bite, it can be tremendously enjoyable without costing a lot. Read more OoMs .

Slow down. In the same way, you can't really enjoy life to the fullest if it's rushing past you like it's on fast forward. Ever think about how quickly a week, a month, or a year goes by? Perhaps you're in the fast lane too much. Try slowing down, and things will be less stressful and more enjoyable. Drive slower , eat slower , live slower OoMs .

Learn to find cheap, cool stuff. Call me crazy, but I love shopping at thrift stores. You can find so many cool things there, and it costs so little. Garage sales are the same way. Or check out Freecycle , or read 20 Ways to Find Free or Cheap Books OoMs .